Experts

Hilarie Aitken, ACFC Photo

Hilarie Aitken, ACFC

Education Committee Co-Chair, ECFC Board of Directors | Flex-Plan Services, Inc.

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Hilarie Aitken is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Ms. Aitken co-chairs the association’s Education Committee, where she diligently works to maintain, promote, and evaluate current and potential new certification programs that will arm ECFC members with the knowledge and tools they need to guide employers‒and their employees‒through the ever-changing regulatory landscape shaping the future of tax-advantaged benefit plans.

In her role as co-owner and partner at Flex-Plan Services, Inc. (FPS), Ms. Aitken has been an integral part of the vision and growth of company for more than 10 years. Her passion for employee benefits and commitment to FPS have been a driving force in the expansion of Flex-Plan Services as an organization, and have stimulated the growth of tax-advantaged employee benefits throughout the region.

Ms. Aitken’s expertise and charisma have led to regular speaking engagements at health underwriter conferences, HR, and payroll association conferences and continuing education courses for numerous brokerage houses. Ms. Aitken graduated from the University of Washington with a major in political science and a minor in communications.

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Chris Byrd

ECFC Board of Directors | Evolution1

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Chris Byrd is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Byrd also serves on the association’s Legislative and Lobbying Committee, where he diligently works to ensure ECFC is a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-provided tax-advantaged benefit plans.

In his role as president and chief operating officer of Evolution 1, Mr. Byrd oversees the daily execution of the business as well as its legal, strategic partnership, business development, M&A, and industry and government relations efforts. Chris has over 25 years’ experience in health care employee benefits and banking. As a founder of Evolution Benefits in 2000, he played a key role in designing the proprietary architecture for EB’s prepaid benefits card.

In addition to serving on the ECFC Board, he was a founder and is currently president and chair of the Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of health care electronic payment systems in accordance with federal standards, and is active in the Hartford community, serving on the boards of the United Way of Northern and Central Connecticut and Riverfront Recapture, Inc. and the Board of Overseers of the Bushnell Center for the Performing Arts. Mr. Byrd holds a bachelor’s degree in economics from Brown University.

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Joan Christensen

Membership Committee Chair and Interim Communications and Public Relations Committee Chair, ECFC Board of Directors | First Data Corp

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Joan Christensen is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Ms. Christensen chairs the association’s Membership Committee, where she diligently works to help demonstrate to current and potential members how ECFC membership makes them a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-delivered tax-advantaged benefit plans. She also serves as interim chair of the newly-formed Communications and Public Relations Committee, working to ensure all communications support ECFC as it continues to demonstrate leadership and value to its members and the industry as a whole.

In her role as vice president of Healthcare Products at First Data, Ms. Christensen leads a team responsible for developing new products and enhancements to existing product functionality. Her team also manages relationships with pharmacy benefit managers and carriers. Ms. Christensen represents First Data in several industry organizations. In addition to her role as a board member of ECFC, she is a founding member and current board member of the Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of health care electronic payment systems in accordance with federal standards.

Ms. Christensen joined First Data in 1985. Prior to joining the health care team in 1994, she was director of commercial payments market, responsible for the revenue growth and day-to-day client services operations for this First Data customer segment.

She holds a bachelor’s degree in marketing from the University of Nebraska, Omaha.

Jody L. Dietel, ACFCI, CAS Photo

Jody L. Dietel, ACFCI, CAS

ECFC Board of Directors | WageWorks, Inc.

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Jody Dietel is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Ms. Dietel is currently involved with the association’s Conference, Education, and Legislative and Lobbying committees and is a member of the Technical Advisory Committee, diligently working to ensure ECFC is a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-provided tax-advantaged benefit plans.

To her role as chief compliance officer at WageWorks, Inc., Ms. Dietel brings years of flexible benefits industry expertise and experience. She is the past president of the Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of health care electronic payment systems in accordance with federal standards, and currently chairs its List Review Working Group and serves on the Board of Directors. In addition, Ms. Dietel serves on the Board of the HSA Council of the American Bankers Association. She is also a frequent speaker at industry functions and is the only non-attorney to present at Employee Benefits Institute of America’s conferences.

Prior to joining WageWorks, Ms. Dietel was the founder and chief executive of Creative Benefits, Inc., a successful consumer-driven health care (CDHC) benefits administrator acquired by WageWorks in 2008. As Creative Benefits’ chief executive, she was responsible for the successful integration of the two companies’ people, products, and services. As WageWorks’ chief compliance officer, she helps the company navigate the maze of federal and state regulation and serves as a liaison between WageWorks and key industry groups and governing bodies.

Before founding Creative Benefits, she held positions of responsibility at Prudential Insurance Company of America and the Wyatt Company (now Towers Watson).

Ms. Dietel holds a bachelor’s in psychology from Bethel University (Minn.) and is an Advanced Certified Flexible Compensation Instructor (ACFCI) and COBRA administration specialist (CAS) through the Flexible Compensation Institute, LLC, a wholly-owned subsidiary of ECFC.

 

Reed Erickson Photo

Reed Erickson

ECFC Board of Directors | SelectAccount

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Reed Erickson is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Erickson also serves on the association’s Conference Committee, working to expand the value of ECFC Annual Conferences and Administrators’ Symposiums to ensure members not only gain valuable knowledge and industry insights, but have an opportunity exchange ideas, concerns, and solutions to better protect and defend tax-advantaged benefit plans for working families.

In his role with SelectAccount, Mr. Erickson is vice president of compliance and risk management and is responsible for assuring products and business practices adhere to the letter and spirit of industry regulations as well as meeting SelectAccount customers’ needs. Mr. Erickson’s industry expertise and knowledge is widely recognized by both employer customers and his industry peers. In addition to his ECFC service, he is active with SIGIS, which coordinates medical debit card practices. Prior to his 11 years in healthcare, Mr. Erickson spent more than 20 years in the transportation industry in customer service, finance, labor relations, operations, information technology, and general management.

Mr. Erickson holds a MBA and a bachelor’s degree in accounting from the University of Minnesota.

Karen F. Frost, CEBS Photo

Karen F. Frost, CEBS

Secretary, Information Technology Chair, ECFC Board of Directors | Aon Hewitt

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Karen Frost is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Ms. Frost chairs the association’s Information Technology Committee, where she diligently works to maintain and improve upon the ECFC website so members can easily access the resources and education they need to provide guidance to employers‒and their employees‒about the ever-changing regulatory landscape shaping the future of tax-advantaged benefit plans.

In her role at Aon Hewitt, Ms. Frost is vice president of Product Strategy and Development focused on the health and welfare benefits outsourcing business. This includes benefits administration and point solutions. She is responsible for growing and innovating Aon Hewitt’s health and welfare outsourcing service through new features, functionality, services, and markets.

Ms. Frost has more than 20 years of experience in health and welfare benefits administration. In the past, she has served as the operations leader for the Health and Welfare Benefits Outsourcing group, led the Best Practice development function, and was a client implementation consultant.

She acts as a firm-wide resource on health and welfare benefits administration, Section 125, COBRA, HIPAA, and flexible spending account administration. Her broad experience in health and welfare administration includes project management, systems development and implementation, quality assurance, client management and consulting, and training.

Ms. Frost was a core member of Aon Hewitt’s Health Reform Team that was actively involved in the health care reform debate. Since the passage of the Patient Protection and Affordable Care Act (ACA), she has advised agencies such as the Centers for Medicare & Medicaid Services, the Department of Labor, and the Internal Revenue Service on implementation issues with ACA. She has also authored a number of comment letters on the ACA proposed regulations.

She earned a bachelor’s degree in business and French from Lake Forest College (Ill.) and a master’s degree in business administration from the University of Chicago. She is a Certified Employee Benefits Specialist (CEBS). Ms. Frost is also a member of the Aon Hewitt Leadership Group.

Beth Griffin Photo

Beth Griffin

ECFC Board of Directors | MasterCard Worldwide

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Beth Griffin is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. She also serves on the Communications and Public Relations Committee, working to ensure all communications support ECFC as it continues to demonstrate leadership and value to its members and the industry as a whole.

As global business leader for Healthcare and Insurance, Ms. Griffin drives MasterCard’s global strategy to address the healthcare and insurance payment needs of the market and is responsible for thought leadership, product innovation, and development. She collaborates with a team of regional leaders in their respective geographic regions to support the emerging market opportunities of these verticals, but has a strong focus on the U.S. market with its many opportunities. Ms. Griffin joined MasterCard in August 2011.

Beth has more than 26 years of experience in the financial services and healthcare payments space. Prior to joining MasterCard, she was the business leader for card strategy at OptumHealth Financial Services, where she spent several years in strategic development and management of several new payment and card solutions. Previous to OptumHealth, she spent almost 13 years at Metavante (now Fidelity Information Services) in a variety of product management and emerging business development roles, culminating in the development and launch of the commercial health savings account solution. She spent the previous 12 years with Firstar (now U.S. Bank), holding a variety of management and emerging development roles.

Ms. Griffin holds a bachelor’s degree in communications from St. Norbert College in DePere, Wis. She currently is on the Board or actively engaged in numerous industry organizations to include the American Bankers Association HSA Council, SIGIS Board, AHIP and CAQH.

Habeeb G. Habeeb, ACFCI Photo

Habeeb G. Habeeb, ACFCI

Conference Chair, ECFC Board of Directors | Benefit Planning Consultants

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Habeeb G. Habeeb is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Habeeb chairs the association’s Conference Committee where he diligently works to expand the value of ECFC Annual Conferences and Administrators’ Symposiums to ensure members not only gain valuable knowledge and industry insights, but have an opportunity exchange ideas, concerns, and solutions to better protect and defend tax-advantaged benefit plans for working families.

Mr. Habeeb is the president and CEO for Benefit Planning Consultants, an Employee Benefits Administration firm based in Champaign, Ill.

Born in Lebanon, Mr. Habeeb has been an Illinois resident for 39 years. He has 35 years of management and operational experience. He has served as an adjunct instructor at Eastern Illinois University, teaching business, management, and marketing courses. He is and is a member of Beta Gamma Sigma, the National Honor Society for Collegiate Schools of Business.

Mr. Habeeb is a member of the Board of Directors of the Champaign County Chamber of Commerce, The Illinois Chamber Healthcare Council, Senator Mark Kirk’s Small Business Advisory Committee, and is the chairman of the Champaign County Republican Central Committee.

Mr. Habeeb is an Advanced Certified Flexible Compensation Instructor (ACFCI) through the Flexible Compensation Institute, LLC, a wholly-owned subsidiary of ECFC.

John  Hickman, Esq., CFCI Photo

John Hickman, Esq., CFCI

Technical Advisory Committee Chair, ECFC Board of Directors | Alston & Bird, LLP

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John Hickman is an active board member of the Employers Council of Flexible Compensation. Mr. Hickman also chairs the Legislative and Lobbying and Technical Advisory committees.

Mr. Hickman is head of the Health Benefits Practice of Alston & Bird, LLP, where he leads five attorneys devoted exclusively to HIPAA privacy, flexible benefits, and other health and welfare benefit issues. Mr. Hickman has been a pioneer in the consumer-directed health care arena and has worked closely with health plans, financial institutions, and employers as well as the IRS, U.S. Treasury, and U.S. Department of Labor in developing guidance for tax-favored health reimbursement arrangements (HRAs) and health savings accounts (HSAs).

Mr. Hickman has been listed in The Best Lawyers in America (Woodward/White) and Who’s Who Legal in the employee benefits area. Mr. Hickman has lectured widely and published articles on HIPAA, ERISA litigation, cafeteria and health plan issues. He is co-author of the Cafeteria Plans Manual, HIPAA Portability and Privacy, and Consumer-Driven Healthcare (published by the Employee Benefits Institute of America). Mr. Hickman has been called upon by benefits and trade associations to testify before the IRS and DOL on issues affecting health and welfare benefit plans including HIPAA, cafeteria plan regulations, DOL claims procedures, and the HIPAA health care privacy regulations.

Mr. Hickman is also on the editorial advisory board of the Benefits and Compensation Law Alert and the Employee Benefits Adviser, and is on the Publications Committee of the Self Insurance Institute of America. He received his law degree from Emory University School of Law (Ga.), graduating with distinction, where he received the Order of the Coif Award. Mr. Hickman is also an adjunct professor of law at Emory University School of Law. Mr. Hickman is a Certified Flexible Compensation Instructor (CFCI) through the Flexible Compensation Institute, LLC, a wholly-owned subsidiary of ECFC.

Bradley Knox, ESQ. Photo

Bradley Knox, ESQ.

ECFC Board of Directors | Aflac, Inc.

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Bradley Knox is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Knox serves on the association’s Legislative and Lobbying Committee, where he diligently works to ensure ECFC is a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-provided tax-advantaged benefit plans.

Mr. Knox is vice president and counsel in the Federal Relations division for Aflac Incorporated. Mr. Knox is responsible for providing legal, strategic, and policy advice to corporate leadership.

Prior to joining Aflac in 2006, Mr. Knox was chief counsel to the Committee on Small Business for the U.S. House of Representatives. In this role, he was actively engaged in technology and innovation policy, international business development efforts, oversight of federal agencies in procurement, and revitalization policy for the U.S. defense manufacturing base.

Prior to joining the committee, he was co-founder and CEO of DigiTech System Solutions, Inc., an information technology services company. Mr. Knox also served as an Air Force Judge Advocate General (JAG) officer for 10 years. During his tenure, he was chief of civil litigation, a faculty member at the Air Force JAG School, and a reservist assigned to the Joint Task Force on Global Network Operations.

Mr. Knox began his professional career with Shell Oil as a computer programmer. He also became a registered life insurance agent and earned his securities license. He holds a bachelor’s degree in information systems from Oral Roberts University (Okla.) and his law degree from Regent University (Va.).

Renee Lutzen Photo

Renee Lutzen

ECFC Board of Directors | VISA, Inc.

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Renee Lutzen is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Ms. Lutzen serves on the Legislative and Lobbying Committee, where she diligently works to ensure ECFC is a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-provided tax-advantaged benefit plans. She is also a member of the newly-formed Communications and Public Relations Committee, working to ensure all communications support ECFC as it continues to demonstrate leadership and value to its members and the industry as a whole.

Ms. Lutzen, who currently serves as business leader of Healthcare Products, joined Visa in 2008, bringing with her more than 15 years of experience in the financial services industry, including several patents for payment solutions she developed. Since joining the Visa Prepaid team, Ms. Lutzen has focused on enabling, supporting, and delivering payment solutions for consumers, providers, and payors that bring efficiencies and innovation to the health care industry.

Ms. Lutzen is an industry advocate and in addition to her Board position on ECFC, she is actively involved as a board member of Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of health care electronic payment systems in accordance with federal standards, and the HSA Council. Ms. Lutzen received her bachelor’s degree in marketing and economics from Iowa State University and currently resides in Omaha, Neb.

Natasha L. Rankin, CAE Photo

Natasha L. Rankin, CAE

Executive Director | Employers Council on Flexible Compensation

Primary ECFC spokesperson who can address industry issues, legislative advocacy, and smart planning and use strategies for both employers and consumers as it relates to tax-advantaged benefit accounts, including employer-delivered health care, dependent care, and commuter benefit plan designs.

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Natasha Rankin is the executive director of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. In her role, Ms. Rankin works closely with the association’s Board of Directors and committee chairs to create and execute programs designed to maintain, expand, and shape the future of tax-advantaged employee benefit plans through effective lobbying, essential education, and expanded awareness to members, compensation practitioners, national opinion leaders, and the general public.

Before joining ECFC in 2012, Ms. Rankin served for more than five years as executive director of the General Federation of Women’s Clubs, a membership organization of 100,000 community leaders dedicated to encouraging volunteer service. Under her leadership, GFWC experienced significant growth in its business development, partnerships, coalition building, and advocacy initiatives.

Prior to her work with GFWC, where she was also director of meetings and conventions, Ms. Rankin worked at Georgetown University’s medical center, where she facilitated organizational training and continuing education for the center’s faculty and staff. Her professional experience further includes positions in investment banking, government relations, and executive recruitment.

Ms. Rankin has been interviewed by a wide variety of newspapers, magazines, and other media outlets and is regularly quoted in the Wall Street Journal, Forbes, Chicago Tribune, Reuters, and Employee Benefit News, among others.

Ms. Rankin is active in the American Society of Association Executives (ASAE), where she served on the CEO Advisory Board, and the ASAE Foundation, where she is a member of its Development Committee. She is also involved with the Association Foundation Group (AFG), where she is a current member of its Membership Committee. In addition, Ms. Rankin is an active volunteer at her daughter’s school, and she has held a number of board positions for neighborhood, school, and citizens associations.

Ms. Rankin received her bachelor’s degree from American University (D.C.) and is a Certified Association Executive (CAE). She resides with her family in Washington, D.C.

John Robbins, Jr. Photo

John Robbins, Jr.

ECFC Board of Directors | DataPath, Inc.

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John Robbins, Jr. is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Robbins serves as vice chair of the Conference and Information Technology committees, where he diligently works to expand the value of ECFC Annual Conferences and Administrators’ Symposiums to ensure members gain valuable knowledge and industry insights and have an opportunity exchange ideas, concerns, and solutions to better protect and defend tax-advantaged benefits programs for working families.

As president and CEO of DataPath, Inc., Mr. Robbins is a leader in the field of health care payments and consumer-driven health care account management systems. Since joining DataPath in 1996, he has been instrumental in the development of software systems for the administration of consumer driven accounts, such as flexible spending accounts, health reimbursement arrangements, and health savings accounts, and for the integrations of the mySourceCard® debit card to access such employer-sponsored reimbursement accounts.

Mr. Robbins was a founding member of the Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of health care electronic payment systems in accordance with federal standards, and actively promotes responsible health care in his role on the Board of Directors of the ECFC. As an expert on consumer-driven health care, Mr. Robbins has presented at multiple national conferences, and is frequently sought out by print, radio, and television media. He graduated from Christian Brothers University (Tenn.) with a bachelor’s degree in mathematics and is the proud father of five children with Melissa, his wife of 18 years.

John W. Rownd Photo

John W. Rownd

ECFC Board of Directors | OptumHealth Financial Services

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John W. Rownd is an active board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Rownd also serves on the association’s Communications and Public Relations Committee, working to ensure all communications support ECFC as it continues to demonstrate leadership and value to its members and the industry as a whole.

In his role with Optum Financial Services, a UnitedHealth Group company, Mr. Rownd leads product management and development for Optum’s health reimbursement arrangement (HRA), retiree reimbursement arrangement (RRA), health incentive account (HIA), and the debit cards associated with these products. Additionally, he manages the incentive and wellness card portfolio.

Mr. Rownd has been a leader in and advocate for consumer-directed healthcare for more than 15 years, with leadership roles at health plans, financial services firms, and technology providers. In addition to serving on the ECFC Board, he is a member of the Management Committee of the Special Interest Group for IIAS Standards (SIGIS), which streamlines standards for the use of healthcare electronic payment systems in accordance with federal standards. He is past member of the American Bankers Association HSA Council.

Mr. Rownd holds a bachelor’s degree in journalism from John Carroll University (Ohio) and a MBA from the University of Wisconsin-Milwaukee.

William C. Short Photo

William C. Short

Treasurer, Chair, Finance and Audit Committee, ECFC Board of Directors | AmeriFlex

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William C. Short is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Short serves as the association’s treasurer and chair of the Finance and Audit Committee, where he diligently works to ensure ECFC’s financial resources are optimized to best defend and shape the future of employer-provided tax-advantaged benefit plans for working families.

Mr. Short is the president and CEO of AmeriFlex, a technology payment company that is also one of the nation’s largest and most well respected third party administrators (TPAs). Mr. Short is a graduate of Washington University in St. Louis and is currently pursuing his master’s of science in computer information systems.

Thomas Torre Photo

Thomas Torre

Chair, Governing & Nominating and Commuter Benefit Committees, ECFC Board of Directors | Alegeus Technologies

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Thomas (Tom) Torre is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Torre serves as Chair of the association’s Governance and Nominating Committee, where he leads the team responsible for identifying the directors, officers, and committee chairs who will best defend and shape the future of employer-provided tax-advantaged benefit plans for working families.

Mr. Torre is chief executive officer of Alegeus Technologies. He has been with Alegeus and its predecessor companies FIS, Metavante, and MBI Benefits for more than 10 years. Prior to the spinoff of Alegeus, he served as senior vice president and general manager of the FIS Consumer Directed Healthcare Solutions division. Mr. Torre has over 20 years of financial services industry experience, including vast credit card expertise that spans consumer, commercial, private label, and bank card products. Prior to MBI, he was senior vice president at FleetCor Technologies, where he was responsible for the development of new products and systems for all organizations using FleetCor products and technologies. he also held various positions in general management, product, operations, and new business development at Clareon, Wright Express, Chase Manhattan Bank, and GE Capital.

Mr. Torre holds a bachelor’s degree in systems planning and management from Stevens Institute of Technology (N.J.).

Dennis Triplett Photo

Dennis Triplett

Chair, ECFC Board of Directors | UMB Bank Healthcare Services

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Dennis Triplett is an active board member of the Employers Council of Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Triplett serves as the chair of the association’s Board, where he leads the industry’s thought-directors as they work diligently to shape public policy that will secure the future of employer-sponsored tax-advantaged benefit plans for working families.

Mr. Triplett is chief executive officer of the Healthcare Services division at UMB Bank, a part of UMB Financial Corporation, a $13.5 billion dollar bank headquartered in Kansas City, Mo. Mr. Triplett has responsibility for the Bank’s strategic direction in health care banking and manages the sales and marketing activities plus product development and relationship management. He developed the Bank’s medical savings account product in the late 1990s and grew that into their multipurpose card product supporting a variety of spending accounts including HSAs, FSAs, and HRAs.

Mr. Triplett has more than 30 years of experience in the banking industry, including serving as the president and CEO of two banks in the Midwest and has extensive credit card and debit card experience.

In addition to serving as the chair of ECFC, he is also the chairman of American Health Insurance Plan’s (AHIP) HSA Leadership Council and is a charter member of the American Bankers Association HSA Council. Civically, he is on the board of the Greater Kansas City Metropolitan Crime Commission. He is a graduate of several banking schools and holds an MBA from the University of Missouri.

Allen Wishner, CFCI Photo

Allen Wishner, CFCI

Vice Chair, Membership Committee, ECFC Board of Directors | Flexible Benefit Service Corporation

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Allen Wishner is an active Board member of the Employers Council on Flexible Compensation (ECFC), a nonprofit association dedicated to the promotion and preservation of employer-sponsored benefit programs that facilitate employee choice and consumerism on a tax-advantaged basis. Mr. Wishner co-chairs the association’s Membership Committee, where he diligently works to help demonstrate to current and potential new members how ECFC membership makes them a vital force‒and essential voice‒in the legislative and regulatory debate shaping the future of employer-delivered tax-advantaged benefit plans.

Mr. Wishner is co-founder and chief executive officer at Flexible Benefit Service Corporation (Flex), a full-service wholesale insurance firm and administrator of tax-advantaged benefit plans. Founded in 1988, Flex is dedicated to providing quality, cost-effective employee benefit plans that meet the needs of health insurance brokers and employers. Flex provides benefit strategies that allow employers to define contributions, cap costs, and offer participants the ability to purchase plans that best meet their individual needs and lifestyles.

Mr. Wishner is responsible for the development and promotion of plan designs that pursue consumer-driven economics—Health Savings Accounts (HSAs), Cafeteria Plan (i.e., FSAs), Health Reimbursement Arrangements (HRAs)—and the continuing administration and marketing of these plans.

Mr. Wishner suggests that an employer implement a consumer-driven health plan. In doing so, employers can expect to see behavioral changes in their employees as these plans will change the way health care is delivered, and the way it is paid for. He is convinced that without a cost-conscience consumer on the demand side, there can be no serious effort at health care reform. He encourages programs that provide a more affordable and accessible approach to paying for health insurance, and that give freedom of choice back to the individual.

An active representative and veteran of the health insurance field since 1974, Mr. Wishner holds the designation of Certified Flexible Compensation Instructor (CFCI), through the Flexible Compensation Institute, LLC, a wholly-owned subsidiary of ECFC. He also holds various Chamber of Commerce memberships and is listed in the Who’s Who of American Business. Mr. Wishner has been published in Newsweek, Chicago Tribune, and The Washington Post.


For more information contact:

Marty Trussell
ECFC Executive Director
(202) 659-4300 | mtrussell@ecfc.org